• Credit Report for Business
  • Fraud & Identity Verification
  • Get your personal credit report
  • Credit Reports for Lenders
  • CCR for Brokers
  • Credit Reports for Landlords

We help businesses minimise risk

Extending credit to customers can be a great way to drive more sales, but when it goes wrong, your business suffers. As New Zealand’s national credit bureau , we know New Zealand better than anyone and we’ve been helping Kiwi businesses minimise risk since 2009.
We have the most comprehensive consumer account payment data and credit information on 95% of Kiwis, or 4 million consumers. We also have a Commercial Bureau with credit reports on NZ businesses, that can help you assess the risk of doing business with your customers and manage the risk of supply disruption from suppliers.
We make obtaining credit reports simple and affordable, so that you can get on with business.

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Credit Check for Employment
Our Credit Reports

Protect yourself from bad debt

No joining fees, no ongoing annual fees
Pay only for what you use

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Business Credit Report

Every business has a credit score and getting a business credit report can help assess the risk of you not being paid. Manage your cashflow and reduce lending and payment risk with customers and suppliers using Business Credit Reports.

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Consumer Credit Report

Backed by New Zealand’s largest credit database, our Consumer Credit Report provides an overview of a consumer’s credit score, repayment history and free driver licence verification.

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AML CTF Credit Report Fraud
Comprehensive Credit Reports (CCR)

View defaults, enquiries, any company affiliations an individual has and insolvency records.

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Identity Verification Centrix Credit Checks
Identity Verification & AML Solutio...

With Centrix Smart ID, onboarding and verifications are seamless and fast.  

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Beneficial Ownership Report
Beneficial Ownership Check

Cut through complex company ownership structures with ease to identify beneficial owners and remain compliant with legislation.

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Vehicle Ownership Check
Vehicle Ownership Check

The Centrix Vehicle Ownership check provides peace of mind about vehicle ownership and registration. View claims or customise your report according to your needs.

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Other Services

 Stay ahead of change

Take a proactive approach to credit and risk assessment

Credit Data Analytics Centrix Credit Checks
Credit Data Analytics

Use our analytics capability to gain market intelligence on customer risk profiles. Say yes to more customers quickly.

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SmartCollect

Take a proactive approach with arrears, gain operational efficiencies in your collections team, and minimise write-offs.

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Portfolio Healthcheck
Portfolio Healthcheck

Determine the health of your accounts and risks, optimise your sales and growth strategies, and be alerted to credit score changes as they happen.

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Customer Credit Risk Analysis
Alerts Monitoring

Know about changes to your customers financial position as they happen and avoid risk to your cash flow with tailored alerts.

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SmartLink Credit Reporting
SmartLink

Backed by information from multiple credit bureau, SmartLink is our cloud based solution that enables you to make more informed, prompt credit decisions.

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