NZTA Waka Kotahi have a scheduled outage on Saturday 19 April 2025 between 5:00pm to 12:00am NZT. This outage affects driver license verification only.

All Credit Reports

Below is a list of all our available reports.

Lend with less risk by choosing a report that is right for you. Click on the report below to find out more.

If you are unsure of which report is right for you, please call us. We are happy to help.

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Business Credit Report

Every business has a credit score and getting a business credit report can help assess the risk of you not being paid. Manage your cashflow and reduce lending and payment risk with customers and suppliers using Business Credit Reports.

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Consumer Credit Report

Backed by New Zealand’s largest credit database, our Consumer Credit Report provides an overview of a consumer’s credit score, repayment history and free driver licence verification.

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AML CTF Credit Report Fraud
Comprehensive Credit Reports (CCR)

View defaults, enquiries, any company affiliations an individual has and insolvency records.

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Identity Verification Centrix Credit Checks
Identity Verification & AML Solutio...

With Centrix Smart ID, onboarding and verifications are seamless and fast.  

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Beneficial Ownership Report
Beneficial Ownership Check

Cut through complex company ownership structures with ease to identify beneficial owners and remain compliant with legislation.

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Vehicle Ownership Check
Wheels Report

The Centrix Vehicle Ownership check provides peace of mind about vehicle ownership and registration. View claims or customise your report according to your needs.

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Tenancy Credit Check NZ
Tenancy Credit Checks for Landlords

Make sure you’re placing a quality tenant in your property with our Tenancy Check option. View Tenancy Tribunal files and an easy-to-read credit score with the click of a button.

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Personal Properties Securities Register
PPSR

Manage security interests and improve your chances of recovering debt by registering your security interest through our Personal Properties Security Register (PPSR) portal.

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OTHER SERVICES
Credit Data Analytics Centrix Credit Checks
Credit Data Analytics

Use our analytics capability to gain market intelligence on customer risk profiles. Say yes to more customers quickly.

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SmartCollect

Take a proactive approach with arrears, gain operational efficiencies in your collections team, and minimise write-offs.

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Portfolio Healthcheck
Portfolio Healthcheck

Determine the health of your accounts and risks, optimise your sales and growth strategies, and be alerted to credit score changes as they happen.

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Customer Credit Risk Analysis
Alerts Monitoring

Know about changes to your customers financial position as they happen and avoid risk to your cash flow with tailored alerts.

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SmartLink Credit Reporting
SmartLink

Backed by information from multiple credit bureau, SmartLink is our cloud based solution that enables you to make more informed, prompt credit decisions.

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Have a question? Call us on 0800 236 874